Five assets, five real returns, one FIRE number. This basic version models the core household balance sheet — cash, equities, bonds, Bitcoin, and your primary residence. If you have anything more complex (HSA, 529, I-bonds, rental properties, annuities, private real estate), the intermediate and advanced versions add those.
Want more asset categories? Intermediate (12 assets) → · Advanced (35 assets) →
💰 Cash & High-Yield Savings
📈 Equities / Index Funds
📜 Bonds / Fixed Income
₿ Bitcoin
🏠 Primary Residence (equity)
🎯 Retirement Plan